Banking & Financial Services

Faster Service.
Fewer Manual Workflows.

Round Infinity automates customer onboarding, loan processing, collections, and branch operations so your teams focus on relationships, not paperwork.

Retail BanksCooperative BanksCredit UnionsRural & Urban Co-op Banks
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Banking & Financial Services automation platform
70%
Faster Customer Onboarding & KYC
60%
Reduction in Loan Processing Time
50%
Fewer Inbound Calls for Routine Queries

One Platform Across Every Banking Workflow

From first customer inquiry to loan disbursement and collections — every step automated, every team connected.

🪪
Digital Onboarding & KYC
  • KYC documents collected digitally via WhatsApp — no branch visit needed
  • Identity verified, compliance checked, account activated automatically
  • Incomplete submissions followed up without any staff involvement
🏦
Loan Processing & Collections
  • Application documents collected via WhatsApp checklist, status tracked in real time
  • Multi-level credit approval workflow — no manual routing
  • EMI reminders, AI outbound calls, and field collections all in one system
📊
Branch Operations & Customer Service
  • AI voice bot handles balance, statement, and transaction queries 24/7
  • Branch appointments scheduled and service requests routed automatically
  • Cross-sell campaigns sent to eligible customers based on account activity

The Automated Banking Customer Journey

From first contact to loan closure and ongoing engagement — handled without manual effort.

01
Service
AI handles routine inquiries instantly

Balance, statements, transaction history — answered via voice or WhatsApp 24/7, no agent needed.

02
Onboarding
Digital KYC collected via WhatsApp

Customer uploads Aadhaar, PAN, and address proof. Completeness tracked. Deficiencies flagged automatically.

03
Onboarding
Account activated and customer welcomed

Account details, card dispatch notification, and net banking link delivered automatically on opening.

04
Lending
Loan application documents collected digitally

Income proof, bank statements, property docs — requested via WhatsApp checklist, tracked to completion.

05
Lending
Credit approval workflow executed

Application routed through multi-level sanctioning authority. Applicant informed at every stage.

06
Lending
Disbursement confirmed and repayment scheduled

Sanction letter delivered digitally. Transfer executed. EMI schedule sent via WhatsApp.

07
Collections
EMI reminders sent automatically

WhatsApp reminders 5 days and 1 day before due date. Payment link included for instant payment.

08
Collections
Missed payment triggers collections sequence

AI voice call on day of default. Escalating WhatsApp sequence. Field agent dispatched for delinquent accounts.

09
Engagement
Cross-sell campaigns sent to right customers

FD, credit card, insurance, and top-up campaigns targeted by account activity and eligibility.

Every Workflow Your Bank Runs

From branch counter to field collections — purpose-built automation for banking operations.

📞
AI Voice Bot & Contact Center
  • Handles account balance, statements, and transaction queries 24/7
  • Routes complex issues to agents with full customer context
  • Outbound calls for loan EMIs and service follow-ups
📋
KYC & Account Onboarding
  • Digital document collection with completeness tracking
  • Regulatory compliance checks automated
  • New account welcome and activation workflow
💰
Loan Origination & Processing
  • End-to-end application, credit assessment, and approval workflow
  • Sanction letter and disbursement confirmation automated
  • Loan servicing — statements, NOC, foreclosure — via self-service
🚗
Field Collections & Recovery
  • Field agent dispatched with GPS tracking and visit history
  • Digital outcome capture after every contact attempt
  • Settlement and restructuring approval workflow built in
📣
Customer Campaigns & Cross-Sell
  • Targeted WhatsApp campaigns by product eligibility
  • Renewal and upgrade nudges at the right lifecycle moment
  • NPS capture and low-score escalation automated
⚙️
No-Code Custom App Builder
  • Branch workflows, complaint management, staff onboarding
  • Compliance reporting and audit trail dashboards
  • Scales from a single branch to a full banking network

Ready to modernize your banking operations?

See how Round Infinity works for your bank in a 30-minute demo.

Schedule a Demo