NBFC & Lending

Disburse faster.
Collect more.

Round Infinity's AI Execution Engine automates loan origination, document processing, underwriting, disbursement, and collections across every lending line — so your credit and collections teams spend less time on manual follow-up and more time on portfolio quality.

Asset Finance & Vehicle Loan NBFCsHome Loan & Mortgage CompaniesMicrofinance InstitutionsMSME & Business Loan LendersGold Loan & Secured Lending
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NBFC & Lending — Round Infinity
65%
Faster Loan Origination & Disbursement TAT
70%
Improvement in Collection Contact Rate
80%
Faster KYC & Document Verification

From Application to Disbursement to Recovery. One connected platform.

📋
Loan Origination & AI Underwriting

Application intake, eKYC with face liveness, and AI-driven underwriting — across vehicle, MSME, gold, and mortgage loans alike. Disburse in hours, not days.

📞
EMI Collections & Recovery

AI reaches every borrower simultaneously via voice, WhatsApp, and SMS on due dates. Personalized payment links sent in the conversation. Disputes flagged for human handling.

🔄
Post-Disbursement Operations

NOC issuance, statement requests, foreclosure queries, and insurance renewals — handled automatically via self-service portal and AI bot. Agent queue stays clear.

The Loan Operations Factory

A centralized, digitized engine that turns underwriting — for vehicle, MSME, gold, microfinance, or mortgage loans — from case-by-case manual handling into an industrialized, high-speed operation. You don't need more underwriters — you need a factory that makes underwriting faster, cheaper, and smarter.

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Document Processing Engine

OCR + AI read every payslip, bank statement, ID document, invoice, or valuation report submitted, extracting structured data automatically — no manual re-keying.

🧮
Underwriting Support Layer

Affordability and eligibility checks run against real transaction data, assembling a "decision-ready" file for every application before a human ever opens it.

📊
Risk Scoring Engine

AI models assess borrower risk using bureau, collateral, and behavioral data, generating an approval recommendation with a confidence score attached.

🔄
Workflow Orchestration

Every application — across any loan product — is tracked step by step, with tasks routed automatically between systems, AI decisions, and people.

🤝
Human + AI Hybrid Model

High-confidence cases are auto-decisioned. Anything below threshold — edge cases, missing docs, unusual income — routes straight to a credit officer's queue.

From first contact to resolved — automatically

1
Application Captured
Web, mobile, DSA, or branch — centralized immediately
2
KYC & Bureau Check
Face liveness, ID validation, CIBIL/credit checks — seconds
3
Documents Collected
AI checklists guide applicant — no follow-up calls
4
AI Risk Scoring & Decisioning
Confidence-based routing — auto-decision, or straight to an underwriter
5
Disbursement Triggered
Approved and transferred — automated, auditable
6
EMI Collections
AI reaches every borrower — right channel, right day, payment link

Built for your industry. Ready in days.

Every capability below runs on the same AI Execution Engine and Customer 360 context layer that powers Round Infinity's full platform — see all platform capabilities →

AI-Powered Loan Approval Assistant

Hands credit teams a decision-ready file, risk score, and recommendation for every application — they approve, decline, or escalate in one click instead of assembling it themselves.

AI Execution Engine
AI Customer Service Chatbot

Voice, WhatsApp, and chat bot handles EMI balance, due dates, foreclosure quotes, and NOC requests — resolves instantly, escalates only when it can't.

AI chatbot
Customer Data Intelligence Platform

One view per borrower across KYC, bureau data, transaction history, and every past interaction — feeding underwriting, collections, and retention decisions.

Customer 360
Voice, Email & Chat Summarisation

Every call, email thread, and chat conversation is auto-summarised into structured notes on the borrower record — no manual call logging.

AI summarisation
Automated Payments Collection

Upload EMI-due lists via CSV, auto-send payment links by email and SMS, and follow up with AI voice bot calls and WhatsApp reminders — with dunning management and real-time DSO dashboards.

Payments collection
eKYC & Onboarding

Face liveness, ID document validation, selfie match, and bureau checks — embedded in the origination journey.

Digital KYC
Collections Officer Dispatch

Collections officers dispatched by AI with borrower details, payment history, and geo-routing. GPS-tracked. Visit outcomes logged on mobile.

Field collections
Compliance & Audit Trail

Every verification step, approval decision, and communication logged automatically. Regulatory audits handled from a report pull.

Compliance-ready
Borrower Self-Service Portal

Loan statements, foreclosure quotes, NOC requests, and EMI date changes — resolved via portal without agent involvement.

Self-service portal

Ready to disburse faster and recover more?

See how lending companies automate origination and collections in a 30-minute demo.

Schedule a Demo