NBFC & Lending

Disburse Faster.
Collect More.

Round Infinity automates loan origination, KYC, disbursement, and collections — so your credit and collections teams spend less time on manual follow-up.

Asset Finance & Vehicle Loan NBFCsHome Loan & Mortgage CompaniesMicrofinance InstitutionsMSME & Business Loan LendersGold Loan & Secured Lending
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NBFC & Lending automation platform
65%
Faster Loan Origination & Disbursement TAT
70%
Improvement in Pre-Delinquency EMI Collection
50%
Reduction in Field Collection Cost Per Account

One Platform Across the Entire Loan Lifecycle

From first inquiry to final EMI and loan closure — automated, compliant, and connected.

📋
Loan Origination & KYC
  • Document checklist sent via WhatsApp — each item tracked to completion
  • Bureau check, KYC verification, and field investigation triggered automatically
  • Multi-level credit approval workflow — no manual routing or chasing
💰
Disbursement & Loan Activation
  • Digital loan agreement with e-sign and NACH mandate setup
  • Disbursement instruction sent to finance on final document check
  • Repayment schedule and welcome message delivered to borrower instantly
📲
Collections & Recovery
  • EMI reminders 5 days and 1 day before due date — payment link included
  • AI outbound voice call on day of default; escalating WhatsApp sequence follows
  • Field agent dispatched for hard-to-reach accounts with GPS tracking and digital outcome capture

The Automated Loan Journey

From borrower inquiry to loan closure — every step handled without manual effort.

01
Origination
Borrower inquiry captured and pre-qualified

AI agent collects loan amount, income, and employment type. Lead pre-qualified before human follow-up.

02
KYC
Document checklist sent via WhatsApp

KYC, income proof, bank statements, and property docs tracked. Automated follow-up for missing items.

03
KYC
Bureau check and verification completed

CIBIL/Equifax fetched. Address and identity verified. Field investigation dispatched for secured loans.

04
Credit
Multi-level approval workflow executed

Application routed by sanctioning authority. Each approver receives full assessment file. Conditional approvals tracked.

05
Disbursement
Loan agreement signed digitally

Agreement generated from sanction terms. E-sign completed. NACH mandate registered before disbursement.

06
Disbursement
Disbursement confirmed and loan activated

Transfer to borrower account. EMI schedule and confirmation sent via WhatsApp.

07
Collections
Pre-EMI reminders sent automatically

WhatsApp message with payment link 5 days and 1 day before due date.

08
Collections
Default triggers AI collections sequence

Outbound voice call on day of default. WhatsApp escalation over 7 days. Agent engaged beyond threshold DPD.

09
Closure
NOC issued and borrower re-engaged

Loan closure confirmation sent. NOC delivered digitally. Borrower invited to apply for a new product.

Every Workflow Your Lending Operation Runs

From origination to recovery — purpose-built for lending complexity.

📄
Loan Origination & KYC
  • Lead capture, pre-qualification, and DSA routing
  • Digital document collection with per-item tracking
  • Bureau, KYC, and field investigation all automated
💳
EMI Reminders & Digital Collections
  • WhatsApp and voice reminders before due date
  • NACH debit confirmation and payment receipts automated
  • AI outbound call sequence for early-stage defaults
🚗
Field Collections & Recovery
  • Agent dispatch with GPS tracking and route optimization
  • Digital outcome capture after every visit
  • Settlement and NPA restructuring approval workflow
📱
Borrower Self-Service Portal
  • Statements, interest certificates, and NOC via WhatsApp
  • Foreclosure quotes and address change requests self-served
  • Reduces branch footfall for routine servicing requests
📊
Compliance & Reporting
  • Portfolio health dashboard across buckets and product lines
  • Regulatory reporting data compiled automatically
  • Full audit trail across origination, approvals, and collections
⚙️
No-Code Custom App Builder
  • Gold loan appraisal apps, group lending workflows
  • Dealer finance portals, MSME credit applications
  • Scales from 500 loans to 500,000 accounts

Ready to disburse faster and collect more?

See how Round Infinity works for your lending operation in a 30-minute demo.

Schedule a Demo